Family budget and spending tracking Excel app. Yes, this is not just an Excel template. This is a personal finance app built in MS Excel. Windows, Mac, Android and iPhone are supported.
- I don’t keep receipts (unless I have to submit for reimbursement).
- I have not missed a single transaction in 15 years.
- I open Excel only once a week. Sometimes once a month.
I know everything I want to know about my spending habits, How much I can spend for my big goals, how much and when I can invest. When I want to know more – I just build a new pivot table or graph. Because all of my financial data is in Excel. 😊
Here’s how it works:
- Main Excel template for Windows or Mac
- Another Excel template that fits on a cell phone screen
- Google Form for quick transaction entry on a phone
- These 3 components work together to provide the best user experience on each platform
Enter Transactions on the phone. Review in Excel on a laptop or mobile app. Excel used to be boring. Not anymore. Microsoft provides a native free Excel app for both iOS and Android. It’s cloud enabled. It can connect to other free apps. It offers a ton of automations. Formula integrity is enforced with custom buttons. Excel is best in class for analytics.
If you don’t know how to do something in Excel – just watch a Youtube video. And best of all – Excel skills are in high demand. Skills you learn managing your personal finances in Excel can make you more effective at your day job.
You can combine Moneyble Excel template with your own Excel file if you already have one. Or you can just use this template as is. Moneyble Excel app has everything you need for personal finance: spending tracking, budget, investments and savings. It can be used by couples or individuals. You can also track a small business or a special project.
Why Excel? Because I am a DYIer. I like tools that I can improve. And when tomorrow I feel like I don’t like it anymore – I can make it perfect again by adding more spreadsheets, combining with other templates I find online, or completely reinventing how I view personal finance management. 🙂 This is both an advantage and a disadvantage over normal apps. Excel’s customizability and flexibility is great. But initial set up requires time and skill. The later is solved with instructions that will guide you on how to connect all the components together and make it work on both laptop and phone. Instructions are included inside Moneyble Excel templates. But it will take 2 hours (or more) to set everything up.
Choose from 4 ways to enter transactions:
- Google Form app – transaction entry on a phone
- Bank statement import – historical data upload or periodic sync with your bank
- Subscriptions – auto-generated transactions. It also creates cash forecast
- Manual entry with buttons which ensures formulas are in check
Main features:
- Daily spending tracking and Investments
- Family Budget
- Net Worth view – by quarter (Screenshot to be added soon. Download Excel template itself for now)
- Matrix view – see grand total and individual account totals for easy reconciliation with online banking
- One-click Filtering – Instead of typing the name – you just select the cell and push the button.
- Cloud and local – You can access your Excel file from multiple laptops. Automatic back up and version history. Auto Save and Auto Sync. This comes standard from Microsoft.
And yes. This Excel app / template is free. No ads, no trial versions. If you find it useful – please consider supporting this project.